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Buying a Home Is a Major Event in Your Family's Life!  Your home is probably the largest investment your family will ever make, and it involves many difficult decisions. As your Real Estate Consultant, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interests: - You will have full access to ALL homes available on the market, even listings not yet on the MLS, through my professional real estate affiliations. - My expert local knowledge of this area as a 30 year resident (over 20 years in Real Estate) should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. - Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. It's my job to guide you into opportunities and out of traps. - What is the true market value of the home you are interested in? Is it priced to high? Is it a bargain that you should jump on? I help buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money, too. - Negotiating with sellers can be stressful! I negotiate each transaction to the benefit of my client, so that the final contract includes your best possible terms and conditions. - You should know everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. - Have confidence when signing legal documents. Contracts are full of complicated terms that can greatly affect your future life in your new home! I will give you the full benefit of my legal knowledge and experience. Let me represent your best interests in your search for a new home. While you can see a million homes on the Web, actually buying your home is another matter entirely. Buyer beware! Call me anytime for help, or to have your questions answered. There are no dumb questions! Call 1-800-600-1178 ext. 1825 or 407-478-1825. Let me know about YOUR particular homebuying needs. Fill out this form and I'll get right back to you. 
Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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| Q |
What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer?
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| A |
Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property |
See More Real Estate Trivia > |
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