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Chris Brown, P.A., REALTORŪ, real estate agent and broker for Orlando Florida home listings, property and land for sale - NUMBER1EXPERT(tm)


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About Me: Orlando Florida home buying, real estate listings, and homes for sale in Seminole                       County, FL
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Chris Brown, P.A., REALTORŪ, real estate agent and broker for Orlando Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Chris Brown Team
Keller Williams Heritage Realty

2015 West S.R. 434
Longwood, FL 32779
Toll Free: 800-600-1178 ext. 1825
Direct Phone: 407-383-9768
Fax: 407-478-1826
Email: ChrisBrown@Realtor.com

Our Philosophy at The Chris Brown Team is to treat you like a client rather than just a customer. This mindset provides you with a much higher level of service. We specialize in relocating families to the Orlando area. We provide expert buyer representation, mortgage consultation, school information, relocation information and concierge level service (utility transfers, home cleaning services, handyman) to aid in your transition. By doing this we build relationships for life.

ABR CRS GRI ePro MLS REALTOR


  Keller Williams Heritage Realty real estate and homes for sale in Orlando Florida  

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